1. Do you want to get married? If you answered yes to this question, look up the average cost of a wedding in San Diego.
-Yes i want to get married, the avrage cost for the wedding would be $12000-$19000
2. Do you want to have kids? If so, how many? If you answered yes to this question, look up the average cost to raise a child until they are 18 years old. Multiply this number by how many kids you want to have.
-I want to have atleast 3 children. The ocst of raising the children would be $680,760
3. Do you want pets? If so, what kind? How many? If you answered yes to this question, lok up the average cost (including food, vet bills, etc.) for the type of pet that you want. Multiply this number by how many kids you want to have.
-I would like to not have a pet.
4. Do you want to live in the city or the suburbs? Consider at least two possible locations. For each location that you are interested in, find the TYPE of home (house, apartment) that you want to live in and the average cost for a city or suburb.
-I would like to live in the city in San Diego or Amsterdam that i could own. The average cost of having a house in San Diego would be $480,801 while in Amsterdam would be $7,740.89
5. Do you want to live in a house, apartment, condo? Own or rent? For a house, apartment, or condo (choose if you want to own or rent) find three listings (go to real estate websites or craigslist) for the area you want to live in and those costs. (Price for the home or monthly rent).
- I want to live in a house in San Diego and an Apartment at Amsterdam.
-Price of home for Amster would be 5,875.00 € and rent would be 1,152.78 €
-Price of home in San Diego would be $480,801 and rent would be $900 - $1200
Tuesday, January 31, 2012
Monday, January 30, 2012
Virtual family/future
1. Do you want to get married?
-Yes, I would want to get married.
2. Do you want to have kids? If so, how many?
Yes, I would like to have 3 kids.
3. Do you want pets? If so, what kind? How many?
-Yes, I would want a pitbull as a pet and only 1.
4. Do you want to live in the city or the suburbs? Consider at least two possible locations.
-I would like to live in the city of San Diego or Amsterdam.
5. Do you want to live in a house, apartment, condo? Own or rent?
-I want to live in a house and own it.
6. Do you want to own a car? How many? What kind?
-Yes, I would like to own a car, it wont matter unless its anything that gets me from point A to point B.
7. Do you want to go to college?
-Yes, I want to go to college.
8. Do you think your potential spouse will have gone to college?
-I do not know if my potential spouse will have gone to college and it would not matter to me.
9. Do you want your kids to go to college?
-Yes, I would definitly want me kids to go to college.
10. Do you want a cell phone? Cable? Internet?
-I would like to have Cable, Internet and a cell phone.
11. Do you want to cook at home every night? Go out every night? A combination of both?
-I want to have a combination of both cooking every night and going out every night.
12. Do you want to go on vacations?
-Yes, I want to go on vacations.
13. Do you want a savings account for "rainy days?"
-Yes, I would put money into a savings account.
Friday, January 20, 2012
Savings Account
1) What is a savings account?
- A savings account is a banking account that allows you to keep your money in a safe place while it earns a small interest each month.
2) What are THREE benefits of a savings account?
-Your less likely to spend your money
-Your money would be insured
-Your money would be safe from fires or robbery.
3) What is the FDIC? What is its purpose?
-The FDIC is the Federal Deposit Insurance Corporation. Its purpose is to keep your money there even if the business you had your saving account goes bankrupt or goes out of business.
4) What is compound interest?
-Compound interest is when the bank is paying you interest on the money they've paid you in interest
5) What are credit unions?
-Credit unions are non-profit cooperative organizations that are organized for specific groups of people
6) What is the difference between a regular savings account and a Money Market account?
-The difference between a regular savings account and a Money Market account would be that a regular savings account you would need a minimum balance requirement or a low one and could withdraw money any time you want, when a Money Market requires you to have money in the account. and you have limited withdraws.
7) Do you have a savings account?
-No i do not have a savings account.
- A savings account is a banking account that allows you to keep your money in a safe place while it earns a small interest each month.
2) What are THREE benefits of a savings account?
-Your less likely to spend your money
-Your money would be insured
-Your money would be safe from fires or robbery.
3) What is the FDIC? What is its purpose?
-The FDIC is the Federal Deposit Insurance Corporation. Its purpose is to keep your money there even if the business you had your saving account goes bankrupt or goes out of business.
4) What is compound interest?
-Compound interest is when the bank is paying you interest on the money they've paid you in interest
5) What are credit unions?
-Credit unions are non-profit cooperative organizations that are organized for specific groups of people
6) What is the difference between a regular savings account and a Money Market account?
-The difference between a regular savings account and a Money Market account would be that a regular savings account you would need a minimum balance requirement or a low one and could withdraw money any time you want, when a Money Market requires you to have money in the account. and you have limited withdraws.
7) Do you have a savings account?
-No i do not have a savings account.
Thursday, January 19, 2012
My Current Situation
1. Do you currently have a bank account (checking or savings)? If not a bank account, do you have a place where you save money?
-I do not have a bank account of any sort. The only place I currently have to save any money that i choose not to spend is in my wallet.
2. Do you have a job? Or, how do you earn any money?
-I do not currently have a job. I earn money from by dad by doing chores, getting good grades, and doing what is needed to do.
3. How much of your paycheck (or any other money that you receive) do you spend? How much of your paycheck (or any other money that you receive) do you save?
-The amount i spend from the money that i receive would be five to twenty dollars. Whatever i do not spend i save until I am in dire need of money.
3. When you have money, what do you spend it on?
-When i have money I spend it on bus fares or food.
4. Do you own a car? If not, do you want one? (More importantly - do you even have a license?)
-No, I do not own a car. Yes, i would definitely like to get a ca, however i currently do not have a drivers license or permit that allows me to drive a motorized vehicle.
5. Do you have bills that you are responsible for? What bills do your parents/guardians pay for you? Cell phone? Car? Clothes? Food? Going out? Gas?
-I do not have any bills that i am responsible for. The bills my dad pays for me would be phone, clothes, food, gas, electricity, cable, and internet.
6. When you graduate high school, do you want to live with your parents or live on your own?
-When I graduate high school, i would want to live alone in a dormitory or have an apartment by myself.
7. When you graduate high school, what are your plans? Get a job? Go to school?
When I graduate from high school, my plans would be to go straight to college.
-I do not have a bank account of any sort. The only place I currently have to save any money that i choose not to spend is in my wallet.
2. Do you have a job? Or, how do you earn any money?
-I do not currently have a job. I earn money from by dad by doing chores, getting good grades, and doing what is needed to do.
3. How much of your paycheck (or any other money that you receive) do you spend? How much of your paycheck (or any other money that you receive) do you save?
-The amount i spend from the money that i receive would be five to twenty dollars. Whatever i do not spend i save until I am in dire need of money.
3. When you have money, what do you spend it on?
-When i have money I spend it on bus fares or food.
4. Do you own a car? If not, do you want one? (More importantly - do you even have a license?)
-No, I do not own a car. Yes, i would definitely like to get a ca, however i currently do not have a drivers license or permit that allows me to drive a motorized vehicle.
5. Do you have bills that you are responsible for? What bills do your parents/guardians pay for you? Cell phone? Car? Clothes? Food? Going out? Gas?
-I do not have any bills that i am responsible for. The bills my dad pays for me would be phone, clothes, food, gas, electricity, cable, and internet.
6. When you graduate high school, do you want to live with your parents or live on your own?
-When I graduate high school, i would want to live alone in a dormitory or have an apartment by myself.
7. When you graduate high school, what are your plans? Get a job? Go to school?
When I graduate from high school, my plans would be to go straight to college.
Tuesday, January 10, 2012
Future Salary & Possible Occupations
I need a seventy thousand dollar annual salary.
Possible Jobs:
-Chemistry- In this field it involves using different types of chemicals to create drugs or other things that humans may use to better themselves.
-Computer Technician- In This career you would learn everything about technology and how to repair a computer or other electrical technologies if they become broken or damaged.
-Anestetic Doctor- This career will allow you to learn the ways to be able to safely put a doctor's patient into sleep so the patient will not feel any harm when they are in surgery.
Possible Jobs:
-Chemistry- In this field it involves using different types of chemicals to create drugs or other things that humans may use to better themselves.
-Computer Technician- In This career you would learn everything about technology and how to repair a computer or other electrical technologies if they become broken or damaged.
-Anestetic Doctor- This career will allow you to learn the ways to be able to safely put a doctor's patient into sleep so the patient will not feel any harm when they are in surgery.
Monday, January 9, 2012
Get a Reality Check
I have recently took the "Reality Check" survey and it was a rude awakening for me. I had learned that what I want to get will avarage about six thousand dollars a month and sixty-eight thousand dollars annually. I have also learned that the career I am aiming to get will also be able to pay for all the expenses. What had really suprised me was the amount of money housing will cost which would be $ 2,434.00 a month. I had learned so much from taking this survey and will work hard to be able to pay off all the money that is needed for me to receive what I want and have a relaxing lifestyle.
Subscribe to:
Posts (Atom)